08.27.14 Things I have learned or been reminded of lately………….

10590596_838240359520890_3736574966766987380_nI have learned or been reminded of a few things recently.

One is that the heat in Louisiana in August is as close to HELL as I ever want to get.  The humidity slaps you in the face as soon as you walk outside.  When the lows at night are in the 80s you know the day time heat is going to be a killer.  It’s so hot as helldraining that just walking from the RV to the house is something I dread.  I love Louisiana but not in this heat.  Once we sell the house,  Louisiana (or any of the deep south) will not see us between May to September unless there is an emergency here!  Seeing friends pictures of leaves starting to change colors and enjoying weather in the 70s up north are so inviting!  A fellow blogger who lives near here wrote this that I think describes this heat better than I ever could.

It has been so hot the last week. It seemed like the heat of one day gathered up into the next with an ever increasing intensity. It was like a snowball of fire that kept rolling into itself and getting hotter and hotter until I thought I would melt yesterday. I hardly went outside at all over the weekend. 

pre qualified 32I learned today that when you request to be pre-qualified for a loan the credit report they run is not necessarily a “soft” inquiry which doesn’t affect your credit score.  It may depend on something about the bank submitting the inquiry but we had a “hard” inquiry show up on our credit record today from the bank’s inquiry yesterday.  Those do affect your credit score.  Be sure to ask the bank you apply with whether theirs is a hard or a soft inquiry before you get pre-qualified. 

I learned Monday that spending time with my son doing his job is fun.  Chip let me ride with him on his insurance agent route in Independence. I got to meet people who are his customers, see how they like doing business with him and welcome him into their homes.  He didn’t let me go into every home, but I do understand that having his mama with you isn’t exactly the image he’s trying to achieve!  He treated me to lunch and even drove me dozens of wasted miles trying to find one of the houses on land I was interested in.  That was of course before we decided to stop looking! I’ve wanted to beat and pulverize this child many times but he’s turning out pretty great!

This RV life style has taken us to numerous churches of varying denominations and worship styles.  My home church is very traditional Southern Baptist with a choir and a little contemporary mixed in (very little) and reverence in our worship style.  My son’s church is interdenominational, all contemporary with a praise band and music and nothing traditional.  What I was reminded of is that the Word of God is preached in both of these churches by two very different preachers both dedicated to sharing God’s word with his sheep.  I was humbled by the authenticity of their Worship when we went there Sunday. God was definitely worshiped and praised, just in a different manner than we do at our church and I’m thankful that both exist. 

I have learned that I will probably never get over putting two spaces behind every period I type.  Two spaces is old school but this two spacesgirl was schooled in that old school for decades and supposedly came about when computers took the place of typewriters.  I must have missed the memo on that one and it’s a habit I’m 110715_twospacesfinding impossible to break.  I know seeing those two spaces has given many of you new school one space folks cause to cringe.  I type so fast that when I try to force myself to only type one space it slows me down terribly.

hiphoplogo2I have learned that it’s okay to be an adult and be silly.  In fact I’ve learned that I NEED to be silly and not act like an adult all the time.  Children love you lots when you’re silly and I need children to love me.  The love they give is so important to my well being and I’m pretty sure it’s important to your well being too!  I don’t always follow the rules, though the important ones I stay-buck-and-krump-follow closely.  I l enjoy singing and move my hands/arms all around in the car while singing to a song.  I love hip hop and krumping, yeah, go figure!  When hip hop music come on my arms, shoulders and other parts start moving like the hip hop dancers do. I’m perfecting my chest popping right now! I already wear baggy pants like they do so I tried to learn hip hop and find I’m not good at it but I love it!  Hip Hop and Krumping are not intended to be silly but when I do it, it is!

I learned recently that if you inquire about something online “thinking” you’ll get an email reply that there is usually someoneonline-inquiry lurking behind their computer waiting for you to enter your phone number in the space required to be filled.   Just today I researched health insurance quotes in case we want to change.  Roy’s phone number must have been the one I entered first because he said that within 10 minutes he got calls from 4 different insurance companies.  I dislike this terribly, but now I know. I will be much mo’ careful about giving our phone number out.

Thanks to all of you who sent me recommendations for places to see when we finally get to go out west!  I learned of some places I didn’t know about and reinforced our desire to go to some already on our list.

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08.26.14 Here’s what happens when you put the cart before the horse! Huh????

The broker’s open house for our sticks and bricks house just wrapped up.  In total 14 agents came through so hopefully that will pick up interest in the house.  They all loved it, especially our huge garage workshop.  The right person has yet to tour it but I know they will soon!  IMG_20140826_143616_155

It’s been a whirlwind the last few days, making it difficult to focus on things I’d like to write about.  A huge mistake was made by me when I decided to check out options for what we will buy when this house sells.  We’ve toyed with just finding a lot to park our RV on when we are in town, or buying vacant land to either put a mobile home, modular home or build something to rent out, or buying something already in place to rent out.  All of the above have to have enough land for us to park our RV on when we are in town.

Our agent, Jamie, took me all over the place last week looking at vacant land.  Since mobile and modular homes are the quickest to plant on a lot that was my first option.  The land I liked best won’t allow mobile or modular homes.

Remember the saying “Don’t put the cart before the horse”?  Well I must have not have listened when they were teaching this one.   Maybe if they had said “Don’t look for a house with money you don’t have!” I’d have caught on before now.

Roy is less inclined to want a mobile or modular home but wanted a small permanent house so I started looking at land with a house.  Right away I found the perfect one, took a ride out to Tickfaw to check it out and was so excited.  Sure it needed an outside air conditioning unit, was in desperate need of a pressure washing and yes I did fall through the rear porch floor twice but other than that it was perfect.  Those little details were not the problem.  We’ve gotten use to looking past all that when looking for a house due to our two years spent flipping houses. The price was ridiculously low and we could do everything it needed. Even with the things we’d need to buy it would fall easily in the amount of profit we hope to have from the house selling.  I thought we’d make an offer predicated on us selling the house.  After calling our agent to ask her to make an appointment for us to go inside I just knew we were on our way.

48176 Robertson Rd, Tickfaw, LA 70466

Turns out it is a HUD repossessed house, so there went our idea of making an offer contingent on us selling our house.  They don’t do it that way. They accept only bids made through an authorized agent, accompanied by a letter of pre-qualification from a lender (or proof that you have enough cash to cover the sale) and several other documents.  At the time we learned this it was after banks closed on Saturday and the bidding deadline was Sunday night midnight.  The fact that we also learned it didn’t have any appliances and was missing some light fixtures wasn’t really a problem because we could just adjust our offer/bid by an appropriate amount to cover that. Of course we couldn’t meet the deadline without a letter from our bank and the bank wasn’t even open.

However, we held out some hope that the bank that was in possession of the house wouldn’t accept any of the bids that were submitted because they were too low or whatever reason. It’s an odd process when the bank is involved, not straightforward like dealing with a home owner and an agent. Roy went to see the house and fell in love with it just like I did, it was perfect and had everything we wanted.  His excitement added to mine and we were hanging on to hope of the bids not being accepted.  If this was God’s will for us, it would all work out for our good.

Several things happened on Monday that gave us some hope that the deadline had been extended.  If we could get all our stuff together quickly we could still be in the mix.  We could not get it together soon enough and then found out near the end of the day that the bank was negotiating with one of the original bidders.  If they work it out with them or one of the other bidders then the house is off the market.

This turned into a very draining experience and we’ve made the decision to stop looking until we have money in hand.  I thought it was wise to look and get a good idea of what is out there.  That probably would have been okay had we not run into the perfect one only to find out we couldn’t get it.

So we’ll sit put in our sticks and bricks side yard waiting for it to sell.

I don’t want it to take us too long once the house sells before we can start our journey out west.  But I learned through this not to jump two steps ahead of having completed the first step.  You get tripped up and boy did we!  God knows what’s best for us and this just wasn’t it.

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Ya’ll come back now ya’ hear!

02.28.13 Roy is Retired!!!!!

Over 40 years ago a young boy named Roy started his first job delivering newspapers from his bike in Metairie, Louisiana.  After holding various jobs in his youth and early manhood he worked for 30 years as a self-employed carpet installer.  Today he retired from being a full-time computer technician at Southeastern Louisiana University.  One more step towards freedom!

His department, Client Services (fancy name for the Computer Help Desk) had a really nice going away party for him today.  Roy and I have the same boss, Donna Methvien, who is one of the most creative people I know.  Her creative talents really shined today! During their weekly meeting (which they postponed from Monday so they could properly tell him good-bye!)  she presented him with two “Care Packages” containing things he’ll need in his new life and something to remember them by.  Our daughter in law Liz, and granddaughter Madisyn were there, and you can see Madisyn peeking into Paw Paw’s care package below!

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There was even a mini baking pan for our mini house!  2013-02-28_17-31-02_300I’ve included pictures below of a couple of the things he got and of the care package. They all had cute little sayings attached to them, pertaining to whatever the object was as it relates to Roy’s retired life.  You can read what they say in the pictures.

bananas

He received a second smaller care package with a message on top of an egg carton “Since you’re going to “fly the coop”, here is a reminder of the main things you’re leaving behind!”  Inside were a dozen fresh yard eggs that the 12 staff members wrote their names on.

eggs insideeggcartonRarely do I see Roy choked up, but as he told them all good-bye he was.  He’s enjoyed working with this group of people so much. He’s especially enjoyed sharing with them all the little tricks and things he’s learned about repairing computers, making images, etc.  Both Donna Methvien and his immediate supervisor Tommy Mocsary have become good friends with Roy and admire and respect the quality of his work and his knowledge a lot. Roy worked independently for so many decades, set his own hours, worked a lot outside and mostly by himself.   I was concerned when he started to work a 7:30 – 5:00 job inside with other people that he might not like the structure and confinement, but to my surprise he’s adapted well and made many new friends in the process.  I could tell by the staff’s comments today that he is well liked and appreciated.

I’m going to miss having my hubby working across the hall, eating our lunch together watching “Green Acres” reruns in the conference room with our boss Donna and others who might join us, or eating outside in the Student Union park watching all the students.  Before long I’ll be saying good-bye to these same people and that will be very sad for me.  However, Dora and the big USA are waiting for Roy and I to visit, so off we’ll go!  Celebratory rib eye steak and mashed potatoes tonight, RV style!

Ya’ll come back now, ya’ hear!